1. Introduction
Welcome to MikeSullivanInsurance.com (“Website”). This Privacy Policy explains how Mike Sullivan Insurance (“we,” “us,” or “our”) collects, uses, shares, and protects information obtained through this Website.
By using this Website, submitting information through our forms, requesting quotes, scheduling appointments, or otherwise interacting with us online, you agree to the practices described in this Privacy Policy.
2. Who We Are
Mike Sullivan Insurance is an independent insurance agency that assists consumers with:
If you have questions regarding this Privacy Policy, you may contact us through the contact information provided at the end of this Policy.
3. Information We Collect
Information You Provide
We may collect information that you voluntarily provide, including:
You are not required to provide personal information; however, certain services may not be available without it.
Information Collected Automatically
When you visit our Website, certain information may be collected automatically, including:
4. How We Use Information
We may use information we collect to:
5. Consent to Contact
By voluntarily providing your contact information through our Website, you expressly consent to being contacted by Mike Sullivan Insurance and its representatives regarding insurance products and services.
Contact methods may include:
Providing your contact information is not a condition of purchasing any product or service.
You may revoke consent at any time by contacting us or following opt-out instructions included in communications.
6. SMS/Text Messaging Communications
If you provide your mobile phone number, you may receive text messages regarding:
Message frequency may vary.
Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP to any text message.
For assistance, reply HELP or contact us directly.
7. Email Communications
We may send emails regarding:
You may unsubscribe from promotional emails at any time using the unsubscribe link included in the email.
Translocation and service-related communications may still be sent when necessary.
8. Cookies and Tracking Technologies
Our Website may use:
These technologies help us:
You may control cookie settings through your browser preferences.
Disabling cookies may affect Website functionality.
9. Advertising and Analytics Technologies
We may use third-party advertising and analytics providers, including but not limited to:
These providers may collect information regarding your interactions with our Website.
Such information may be used to:
You may opt out of certain advertising tracking through available industry opt-out mechanisms and your browser settings.
10. Sharing Information
We do not sell personal information for monetary compensation.
We may share information with:
Insurance Carriers
Information may be shared with insurance companies for:
Insurance Agencies and Partners
When necessary to assist with requested insurance products or services.
Service Providers
Including providers that assist with:
Legal and Regulatory Requirements
We may disclose information when required by:
11. Third-Party Services
Our Website may integrate with third-party platforms and service providers, including:
These third parties may maintain their own privacy policies governing their handling of information.
We encourage users to review those policies.
12. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect information from:
However, no method of transmission over the internet or electronic storage system can be guaranteed to be completely secure.
We cannot guarantee absolute security.
13. Data Retention
We retain personal information for as long as reasonably necessary to:
Retention periods may vary depending on applicable legal and regulatory requirements.
14. Consumer Privacy Rights
Depending upon your state of residence, you may have certain rights regarding personal information, including:
To exercise available rights, please contact us using the contact information provided below.
Identity verification may be required before processing requests.
15. Children’s Privacy
This Website is not directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13.
If we become aware that information has been collected from a child under 13, we will take reasonable steps to delete it.
16. Medicare and Insurance Information
This Website provides educational and marketing information regarding insurance products.
Information submitted through this Website may be shared with insurance carriers, agencies, and service providers as necessary to provide quotes, applications, enrollment assistance, and policy servicing.
Insurance availability varies by state and eligibility requirements.
17. HIPAA Notice
Submission of information through this Website does not necessarily establish a covered relationship under the Health Insurance Portability and Accountability Act (“HIPAA”).
While we take reasonable steps to protect information submitted through the Website, information transmitted online may not be considered Protected Health Information (“PHI”) under HIPAA until provided to a covered entity or otherwise governed by applicable law.
18. External Links
This Website may contain links to external websites.
We are not responsible for the privacy practices, content, or policies of third-party websites.
Users should review the privacy policies of those websites separately.
19. Changes to This Privacy Policy
We may update this Privacy Policy periodically.
Changes will be posted on this page with a revised Effective Date.
Continued use of the Website following updates constitutes acceptance of the revised Privacy Policy.
20. Contact Us
If you have questions regarding this Privacy Policy or wish to exercise applicable privacy rights, please contact:
Mike Sullivan Insurance
MikeSullivanInsurance.com
Email: [Insert Business Email Address]
Phone: [Insert Business Phone Number]
Mailing Address: [Insert Business Mailing Address]